You Gain Interest From CPF Every Year

But When You Are Using Your CPF To Pay For Your Property, The INTEREST Is Still Generating

AND YOU NEED TO PAY BACK THAT INTEREST AND NOT CPF!

What Do I Mean When I Say That?

For example, you have $250,000 worth of CPF funds, every year you earn a CPF interest rate of 2.5%. Then you decide to use it for your HDB, which means that :

You would STOP earning interest from your CPF of $250,000

You would have to pay back the $250,000 PLUS the interest that you were supposed to earn.

According to CPF interest rate of 2.5%, $250,000 would worth about $390,000 in 18 years.

YOU LOSE OUT ON THE INTEREST OF $140,000

Because you have utilized your CPF to pay for your house

THIS IS THE INTEREST THAT YOU NEED TO PAY BACK

If you have already used your CPF to pay for your property.

This interest would KEEP ON INCREASING if you do not do anything!!!

DO YOU WANT TO STOP THIS INTEREST FROM GROWING BIGGER?

If you bought your HDB before 2012 and have a combined income of just $5k onwards

I HAVE A STRATEGY THAT YOU CAN UTILIZE

Let's meet for a NON-OBLIGATORY & FREE sharing session today!

Name : *

Mobile : *

Email : *

Messages :

* denotes compulsory fields and acceptance of privacy policy

In accordance with DNC and PDPA regulations, by submitting this form you are also giving us consent to contact you via phone (call/SMS/WhatsApp) and email with the information you have provided above.

Lets Say One Day You Need Some Money For Your Childrens University Fees

You thought you could get some cash from selling your property and moving to a smaller one. But, the money goes back to your CPF when your profits cannot cover the interest

For Example :

CPF Used: $250k

Interest (18 years): $140,000k

Property Sale Profits: $110k

$110k (Sale Profits) - $140k (CPF Interest)

= -$30k

Selling your property and moving to a smaller one would not get you any cash anymore!!!

Using the RIGHT CPF USAGE STRATEGY, you can protect your family and yourself

Let's meet for a NON-OBLIGATORY & FREE sharing session

CLICK FOR A FREE 1 TO 1 MEET UP

With The RIGHT UTILIZATION Of Your CPF, You Can

Gain passive income with little or no extra financial commitment

Achieve financial freedom for you and your family

Grow your asset portfolio through property investment

YOU CAN GIVE YOUR FAMILY A LUXURIOUS LIFESTYLE

With The Effective Utilization Of Your CPF To Purchase A Good Property For Investment

Let's meet for a NON-OBLIGATORY & FREE sharing session

CLICK FOR A FREE 1 TO 1 MEET UP

During The FREE Sharing Session, I Would Share With You :

3 ways to analyse the available options in the property market and determine the best choice that is SAFEST for you

A 4-step financial calculation process, including additional costs like legal fees, cash outlay, stamp duty, etc.

A far-sighted “roadmap” that will allow you to retire comfortably

Upgrade your living space and lifestyle, restructure your existing property portfolio.

How you can gain extra income from your property.

How you can increase your property assets progression.

What My Clients Say About Me :

“Before meeting Bruce, we wanted to continue renting out our condo unit. However, we were disheartened over the falling rental and the longer lead time to find a tenant. Bruce presented to us an analysis of the surrounding condo market and weighing the advantages and disadvantages between renting vs selling.

It then occurred to us that our condo has lost its appeal due to nearby newer developments. A better investment option was to cash out while there is still demand. We had a pleasant sales experience as we were kept updated on the marketing progress and the end result truly proves his capability.

Given his pleasant personality and professional work ethics, I have no hesitation to serve as a reference for Bruce if there is a need. I believe that Bruce will be an asset to any company.”

~ Mohd Ismadi & Safia

“My 1st meeting with Bruce is mind-blowing! He taught us how to save ABSD, qualify for 80% loan and yet own 2 private properties! He shown us how to create a contingency fund in case of rainy days. Such well thought plan is something we really like about Bruce. He will always put our interest/needs first. We will not hesitate to recommend Bruce to all our friends and relatives so that they can benefit from his planning too.”

~ Mr Said & Mdm Zara

“He shown us how to use S$200K and own more than one S$1M property in Singapore. He even shown us how to own a S$1M property today, 5 years later, sell S$1M & yet don’t lose money. To us, this is indeed a valuable takeaway and is a reflective of Bruce’s capability, experience ,expertise, professionalism and trustworthiness! Now our money can work hard for us while we sleep soundly at night.”

~ Mr Wong Yuk Lim & Mdm Lee Seow Li

About Bruce

Already unlike the average Salesperson, who focuses solely on the selling and buying of properties, Bruce takes his role one step further. Having completed more than millions’ worth of property transactions, the experienced Salesperson can spot value from afar, giving his clients the edge with a higher rental yield or larger capital appreciation. More than that, Bruce works with his HDB, private and landed property investors to analyse their investments and restructure their property portfolio allocation, helping his clients to grow their wealth further. With these points of focus, Bruce is also well-versed in the skills, techniques and knowledge to make it happen, whether it’s decoupling to free up a borrower for an 80% loan, restructuring a portfolio to include better asset classes or finding an under-valued property with potential upside.

Bruce has been winning multiple Top Achiever awards within his division and at the company level, including the company-wide Top 10th Achiever award in 2012. After joining Powerful Negotiators, Bruce has won the Top 10 Individual Producer award, an impressive achievement considering the thousands of Salespersons in PropNex Realty Pte Ltd.